MANY of us have been hit hard in the pocket since the coronavirus pandemic first hit our shores in March.

Countless jobs have been lost, while many others have been placed on furlough or forced into taking a pay cut.

However, the government’s Covid-19 restrictions are gradually being lifted and the property sector is beginning to get up and running again after months of not being able to offer viewings.

So, we have picked out the top five flats on sale for £100,000 or less in Southend.

Studio apartment on Tolhurst House, Chichester Road, Southend

£65,000

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Spacious - the living room

Situated in the heart of Southend’s town centre is this third floor studio apartment.

The property boasts its own private balcony and would also be a fine investment due to it having a potential rental income of £550 per calendar month.

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Outside space - the balcony

Marketed by Leaders Sales, the studio apartment also has a kitchen, spacious living room and bathroom.

The apartment will be sold by auction – through IAM Sold – and has a guide price of just £65,000.

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Cooking area - the kitchen

It is ideally located for commuters into London, with Southend Central station just 0.1 miles away.

A host of schools are also nearby, along with shops being on your doorstep should you secure the keys to this studio apartment.

One-bedroom apartment on Martins Court, Stadium Road, Southend

£85,000

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Outside - Martins Court

This over 60s second floor retirement apartment has come onto the market for a snip at £85,000.

With no onward chain, the property has a bedroom with built-in wardrobe, lounge, kitchen and three-piece bathroom suite.

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Wooden cabinets - the kitchen

Marketed by Leaders Sales, there are also communal areas, such as the conservatory and lounge, along with local amenities nearby.

The town centre and seafront is nearby, while there are also ideal transport links with Southend Victoria just 0.3 miles away.

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Together - the communal area

Each room within the retirement complex has a 24-hour pull cord system in case of emergencies, along with an on-site residents’ manager.

One-bedroom flat on Victoria Avenue, Southend

£90,000

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Before heading in - the outside

Just a stone’s throw from the town centre is this third floor flat which has the benefit of allocated parking.

The oversized studio flat offers plenty of space and double glazed windows.

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Open-plan - the lounge

It has been neutrally decorated with laminate flooring flowing throughout and has a spacious open-plan lounge and kitchen.

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You will also find a modern three-piece bath suite and there is a communal lift along with parking to the rear of the building.

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Meal time - the kitchen

However, the property – marketed by PACE Property Lettings and Management – is on sale to cash buyers only.

One-bedroom retirement property on Gordon Place, Southend

£95,000

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Outside - the retirement complex

An immaculately maintained top floor apartment is for sale to over 60s.

Located within a central location close to Southend High Street and mainline train stations, the property is also within close proximity of the award-winning seafront.

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Enough room for guests - the lounge

Inside is a spacious lounge, fitted kitchen, double bedroom and a modern shower room.

Communal facilities are also on site, with there being attractive communal gardens, a communal lounge, laundry room, hairdressing salon and games room.

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Decent size - the bedroom

There is also a guest suite available and a house manager on site on weekdays.

Off-street parking is an added bonus for whoever clinches the keys to this impressive apartment, which is being marketed by Sorrell.

One-bedroom apartment on Kings Meade, Kings Road, Westcliff

£100,000

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Modern - the retirement complex

Coming in at the top of the £100,000 budget is this third floor apartment, but it is worth every penny.

Found in an over 55s retirement complex, the property offers exceptional glimpses across the Thames Estuary.

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Views - the property offers glimpses of the Thames Estuary

The apartment benefits from a lounge with double glazed windows looking out to sea, kitchen and a shower room fitted with a three-piece white suite.

The bedroom, like the lounge, offers glimpses of the Thames Estuary and has built-in cupboards.

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Lookout - the apartment is ideally located

Outside communal gardens can be found to the front, side and rear of the property, while the development also offers a communal lounge area, guest room and laundry room.

The apartment, marketed by Hunt Roche, is conveniently located with the seafront and Chalkwell Park within easy access.